Most Australians deal with financial troubles during their lifetime, and this is often considered a natural fluctuation in our finances. But what if you're unable to resolve these problems yourself, but at the same time, you don't want to file for bankruptcy? Debt consolidation loans are a standard solution that relieves individuals of financial [...]
There's no question that financial complications can bring about a lot of stress in our lives. Endlessly worrying about how you're going to pay your bills not only makes you distressed, but also places stress on your relationships, your family, and your health. The fact is, worrying about money isn't going to solve your financial [...]
Personally, I find there's nothing worse than being cold. Hailing from Queensland, I'm used to the stiffling sun and it doesn't worry me too much, but the cold hits me like a tonne of bricks! Like many of you, my electricity bill soars through the winter season and there's a couple of reasons why. Not [...]
Declaring bankruptcy certainly isn't the end of the world, but it does have considerable implications that will impair your finances in the years to come. I've found that in many cases, focusing efforts on creating a bright future is the best way for folks to deal with their bankruptcy and subsequent recovery. To do this, [...]
Most Australian's have only seriously thought about bankruptcy when playing a game of Monopoly with their mates! In spite of this, there are about 13,000 people that declare bankruptcy every year in Australia. It's uncanny how rapidly individuals can go from being in a balanced financial position to confronting a mountain of debt. Generally, events [...]
No one likes to consider bankruptcy, which is easy to understand since bankruptcy will have an effect on your financial condition for several years to come. This may be one of the reasons why lots of people don't seek financial support in times of need, because they are under the typical misconception that bankruptcy is [...]
For most Australian adults, debt is a part of our everyday lives. Regardless of whether you wish to enhance your skills by obtaining a degree, invest in a house for your family, or purchase a car so your family has transport, obtaining a loan is very common simply because we don't have sufficient money to [...]
Whether we realise it or not, our credit report has a serious influence on our lives. It's sort of like our health; we don't appreciate good health until we lose it. Most people don't even learn that they have a poor credit report until they make an application for a line of credit and it's [...]
We all have a fairly good understanding that weddings can be an expensive exercise, but do you really know just how much the average wedding costs in Australia? A little over $36,000, based on Australia's Money Smart website. And that was in 2012! These days, it's probably somewhere around the $50,000 mark. I suppose if [...]
There's no doubt that hitting your 30's is a serious landmark for everybody. Even though some of us may have started a family, bought a house, or even started a new career, this decade of our life has a significant financial impact for your future years. For the majority of people, our financial responsibilities have [...]
