There's no question that your 20's is a very unique stage of your life. There's a jittery but exhilarating sensation about becoming an adult, leaving home, and being financially self-reliant. Whether you launched a career, a university degree, or spent time traveling abroad and gaining life experience, your 20's is an important decade from both [...]
Most of us pass through periods in life where money is tight. Luckily for us, there are particular expenses that we can easily eliminate, such as cable TV, gym memberships, and eating out at restaurants. Despite this, there are other expenditures that we simply can't avoid. Rent, debt repayments and school tuition are just a [...]
Nowadays, saving money is a quest that every person wishes to achieve, but generally it can be a challenging task for lots of individuals. Rent, bills, food, and everyday necessities build up quickly, leaving most households with little to no savings. Having the ability to save money and improve your life seems to be a [...]
Congratulations! You've successfully fulfilled your three year period of bankruptcy and have been discharged, so what now? You've obviously taken the right actions to address your financial dilemmas by declaring bankruptcy, and all your debts are well behind you now. Keep in mind though, there's still a lot of work required to get your finances [...]
The New Year is undoubtedly an excellent time to reflect on the previous year and make some resolutions to improve ourselves. Lot of people's resolutions revolve around getting healthier, improving their career, or improving their financial circumstances. Now we all understand how difficult it can be to keep our New Year's resolutions, so it is [...]
Christmas can be a wonderful time of year. Spending quality time with friends and family, enjoying holidays, offering presents to loved ones, and certainly the acclaimed Christmas lunch! It's undeniably a time for giving, and with this comes expenses. It's very easy to go overboard with getaways, gifts, and scrumptious foods; to let your hair [...]
If you have obtained a bankruptcy notice or court order you must respond immediately to prevent future grief. Owing anyone money regarded here as a creditor, could be any person or organisation to whom you owe money. If you're unfit to pay money to a creditor, the creditor will reach out to the Australian Financial [...]
A credit report is a specific document that records your history with creditors and has a substantial effect on your future financial abilities. Having a 'good' credit report is typical as long as you pay your bills and debt repayments on schedule. Having said that, overlooking a repayment on a bill or debt repayment can [...]
There's no question that bankruptcy isn't a desirable situation to be confronting. There are some drastic financial implications involved and it's a very intricate and stressful process that will affect you financially for a couple of years to come. Ending up in mountains of debt can materialise in the blink of an eye, and lots [...]
Lots of folks deal with financial challenges at some time in their lives, and most of these people are probably familiar with debt collectors. A debt collector is a person whose job is to collect debts on behalf of a firm. A debt collector can either be an employee of an organisation you owe money [...]
